Our Terms and Privacy Policy

Terms of Service
1. Introduction
Welcome to National Health Marketplace ("NHM," "we," "us," or "our"). By accessing or using our website and related services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.
2. Eligibility
You must be at least 18 years old to use this website and receive services, including SMS communications. By using this site, you represent and warrant that you meet this requirement.
3. Services Provided
National Health Marketplace is a licensed insurance marketing organization that connects users with licensed agents to discuss health coverage options, including but not limited to ACA plans, supplemental insurance, and Medicare-related products.
4. Consent to Communications
By submitting your information on our website or communicating with us through phone, email, or online forms, you expressly:

  • Authorize us and our licensed partners to contact you by phone, email, and text message (SMS).
  • Consent to receive automated and/or pre-recorded communications regarding health insurance products.
  • Understand that standard message and data rates may apply, depending on your mobile carrier.

You may opt-out of SMS communications at any time by replying "STOP" to any message. For help, reply "HELP."
5. 10DLC Compliance
In compliance with 10DLC messaging regulations:

  • All messages are sent from registered 10DLC numbers.
  • You will not receive unsolicited marketing messages without express prior written consent.
  • Message frequency may vary.
  • Your consent is not a condition of purchase.

We maintain strict safeguards to protect your data and adhere to CTIA and TCPA regulations.
6. No Guarantee of Coverage
Submitting your information does not guarantee approval for any insurance product. All coverage is subject to carrier eligibility and underwriting.
7. Disclaimers
Our website content is provided for general informational purposes only and is not intended as legal, financial, or healthcare advice.
8. Changes to Terms
We reserve the right to modify these Terms at any time. Continued use of our services after changes means you accept the updated terms.


Privacy Policy
Your privacy is important to us. This Privacy Policy explains how National Health Marketplace collects, uses, and safeguards your information.
1. Information We Collect
We may collect:

  • Personal Information: Name, phone number, email address, date of birth, zip code, household information.
  • Health Information: Insurance needs, coverage interests, and related eligibility data.
  • Technical Data: IP address, browser type, and website activity.

2. How We Use Your Information
Your information is used to:

  • Connect you with a licensed insurance agent.
  • Provide quotes or plan comparisons.
  • Send relevant updates or offers (via SMS, email, or calls).
  • Comply with regulatory requirements and prevent fraud.

3. SMS/Text Messaging
If you opt-in to receive SMS updates:

  • You will receive appointment reminders, enrollment notifications, and plan updates.
  • Message frequency may vary.
  • Message and data rates may apply.
  • You can opt-out at any time by replying "STOP." Reply "HELP" for more info.

All SMS communications are 10DLC registered and follow TCPA and CTIA guidelines.
4. Sharing of Information
We may share your information with:

  • Licensed agents and carriers solely for providing insurance services.
  • Service providers that help us operate our site and services (e.g., SMS platforms).
  • Legal or regulatory bodies when required by law.

We do not sell your personal data to third-party marketers.
5. Data Security
We implement industry-standard safeguards to protect your data, including encryption and secure databases.
6. Your Choices
You may:

  • Opt-out of communications at any time.
  • Request access, updates, or deletion of your data.
  • Control cookie tracking via browser settings.

7. Children's Privacy
Our services are not intended for children under 13, and we do not knowingly collect information from children.

8. Updates to This Policy
We may periodically update this Privacy Policy to reflect legal or operational changes. Continued use of our services after changes are posted means you accept the updated terms. If you have any questions about this policy or how your data is handled, please contact us at Admin@nationalhealthmarketplace.com or 321-236-3905 during normal business hours.